Ontario Financial Literacy Program
Who we are:
Explorer Hop is a not-for-profit organization whose mission is to provide financial literacy education to all. We create interactive, interesting and engaging programs that deliver measurable results. Our unique programs equip students with the practical skills needed for financial wellbeing.
Our Promise to Educators:
We elevate the quality of financial literacy at schools and school districts by helping educators provide a seamless, stress-free, & impactful educational experience.
Teacher supports:
We care about our teachers just as much as our students. That’s why at Explorer Hop, we provide teachers with everything they need to enrich young minds, such as:
- Lesson plans
- Presentations
- Online videos and quizzes to discuss and consolidate knowledge
- Course outlines
- Detailed modules with clear subtopics
- Options for auto-grading
Our Goal:
Empower every teacher with financial know-how to lead the next generation. Our seminars are highly interactive and designed to enable teachers to take control of financial literacy topics and address them head on.
Our Program:
We bring math to the forefront of everyday problem-solving. Hands-on projects start from Grade 4 and can easily be integrated into the curriculum or used as stand-alone programs.
Topics from the Program:
We cover a variety of topics to equip students with crucial financial abilities, such as:
- Understanding Loans, Credit Cards & Credit Scores
- Creating realistic budgets and key considerations
- Understanding Savings & Banking options
- Comprehending the fundamentals of interest
- Expertly tackling issues like fraud, identity theft, and debt
- Exploring work trends future earning possibilities
Financial Literacy Program available in English & French.
Making teaching teen-friendly with gamification:
Through interactive videos, music and game based learning, we make financial literacy relevant & interesting for teens.
How we connect financial literacy to Ontario Curriculum:
Careers (GLC2O)
1. develop a plan for their first postsecondary year, whether in apprenticeship training, college, community living, university, or the workplace, and prepare a variety of materials for communicating their strengths and aspirations to prospective mentors, program administrators, employers, and/or investors
2. demonstrate an understanding of responsible management of financial resources and of services available to support their financial literacy as they prepare a budget for their first postsecondary year
Grade 9 Math (MTH1W)
1. Requirement: identify a past or current financial situation and explain how it can inform financial decisions, by applying an understanding of the context of the situation and related mathematical knowledge
Lesson Topics
- Managing your finances
2. Requirement: identify financial situations that involve appreciation and depreciation, and use associated graphs to answer related questions
Lesson Topics
- Basics of appreciation and depreciation
- Graphing appreciation and depreciation
3. Requirement: compare the effects that different interest rates, lengths of borrowing time, ways in which interest is calculated, and amounts of down payments have on the overall costs associated with purchasing goods or services, using appropriate tools
Lesson Topics
- Interest rates
- Down payments
4. Requirement: modify budgets displayed in various ways to reflect specific changes in circumstances, and provide a rationale for the modifications
Lesson Topics
- Budgeting
Grade 10 Math (Advanced)
1. Currency conversion
2. Financial Application: Ratios and percentage increase, decrease and change
3. Gross and net pay
4. Types of income tax and other deductions
Grade 11 Math (Advanced)
1. Making and describing connections between simple interest, arithmetic sequences, and linear growth
2. Making and describing connections between compound interest, geometric sequences, and exponential growth
3. Understanding the compound interest formula and using it to solve problems
4. Understanding annuities and exploring their relationship with geometric series and exponential growth
5. Solving problems involving ordinary simple annuity
Grade 12 Math (MAP4C)
1. Requirement: demonstrate an understanding of annuities, including mortgages, and solve related problems using technology
- Annuities
- Mortgages
- Solving problems using technology
2. Requirement: gather, interpret, and compare information about owning or renting accommodation, and solve problems involving the associated costs
Lesson Topics
- Gathering information on owning/renting accommodation
- Solve problems involving associated accommodation costs
3. Requirement: design, justify, and adjust budgets for individuals and families described in case studies, and describe applications of the mathematics of personal finance
Lesson Topics
- Creating budgets for individuals and families
- Describe applications of personal finance mathematics
How to get our financial literacy at your school:
Please email us at hasina@explorerhop.com so we can get you set up as soon as possible.
Our rates start from just $1/student, and teacher training is available! See our brochure for more.
What's included in our program?
Modules | Lesson | Topics Covered | Lesson Plans | Quiz Available | Project Available |
Developing Skills, Strategies, Habits needed to succeed
|
Skills, Strategies and Habits that Contribute to Success | Skills, Strategies and Habits that Contribute to Success | Yes | Yes | |
Decision-Making Strategies and Goal Setting | Decision-Making Strategies and Goal Setting | Yes | Yes | ||
Contributions of Entrepreneurs - BEP2O integration | Contributions of Entrepreneurs - BEP2O integration | Yes | Yes | ||
Exploring and Preparing for the World of Work
|
Exploring Work Trends and the Importance of Transferable Skills | Exploring Work Trends and the Importance of Transferable Skills | Yes | Yes | |
Preparing for Future Opportunities | Preparing for Future Opportunities | Yes | Yes | ||
Identifying Possible Destinations and Pathways | Identifying Possible Destinations and Pathways | Yes | Yes | ||
Planning & Financial Management for Post-Secondary Goals
|
REVIEW OF GR9 FINANCIAL LITERACY | Identify various reliable sources of information that can help with planning for and reaching a financial goal |
Yes | ||
Identify various societal and personal factors that may influence financial decision making, and describe the effects that each might have |
Yes | Yes | |||
CREATING A POST-SECONDARY PLAN | Introduction to Personal Earnings | Yes | |||
Why Do We Need To Get A Job? | Yes | ||||
Finding The Right Job - Part 1 | Yes | ||||
Finding The Right Job Part 2 | Yes | Yes | |||
Gross and net pay | Yes | Yes | Yes | ||
POST-SECONDARY EDUCATION LOANS | How Does Your Education Influence Your Earnings? | Yes | |||
Planning for Education (CAN) | Yes | ||||
Educational Loans: OSAP | Yes | ||||
Educational Loans: BC | Yes | ||||
Yes | Yes | ||||
Educational Loans: USA | Yes | ||||
Planning For Education: 529 Plans (USA) | Yes | ||||
What Role Do Taxes Play? (VIDEO NEEDS TO CHANGE) | Yes | Yes | |||
REVIEW OF BUDGETING FROM GR9 MATH | Yes | ||||
Financial situations that involve appreciation and depreciation | Yes | Yes | |||
Modifying budgets | Yes | ||||
BUDGETING AND FINANCIAL MANAGEMENT | Understanding The Budgeting Process | Yes | |||
Process of Budgeting | Yes | ||||
How To Make A Budget - Basics Of Developing A Budget - The 4 Bucket Approach |
Yes | Yes | |||
Budget Tracking Tools | Yes | ||||
Fixed, Variable And Periodic Budget Categories | Yes | ||||
Maintaining Personal Financial Documents | Yes | Yes | |||
MANAGING DEBT | Introduction to Loans | Yes | |||
What Is a Loan | Yes | Yes | |||
How Financial Institutions Make Borrowing Money Attractive | Yes | ||||
What Is Credit? | Yes | ||||
What Is A Credit Rating/Score | Yes | ||||
Credit Report Breakdown | Yes | ||||
Credit Score Breakdown | Yes | Yes | |||
Advantages And Disadvantages Of Credit | Yes | Yes | |||
Acceptable Debt vs. Bad Debt | Yes | ||||
Defaulting and Missed Payments | Yes | Yes | |||
The 5 C's Of Credit | Yes | ||||
Interest Associated With Different Types Of Loans | Yes | ||||
Financial Literacy: Fees Associated On Different Accounts and Loans | Yes | ||||
TYPES OF LOANS | Secured Vs Unsecured Debt | Yes | |||
Predatory Lending | Yes | ||||
Credit Plans | Yes | ||||
Loan Sharks | Yes | Yes | |||
Payday Loans | Yes | ||||
Mortgages | Yes | Yes | |||
Down Payments | Yes | Yes | |||
Managing Your Debt | Yes | Yes | |||
BASICS OF IDENTITY THEFT | PACED Acronym | Yes | |||
Calculate Loan Payments | Yes | ||||
What Is Identity Theft? - Identity Theft Intro | Yes | Yes | |||
Annual And Effective Interest Rates | Yes | ||||
How To Prevent Identity Theft | Yes | ||||
What To Do if you are a Victim of Identity Theft? | Yes | Yes | |||
TYPES OF IDENTITY THEFT | Investment Fraud | Yes | |||
Types Of Credit Part 1 | Yes | ||||
Multi Level Marketing Vs Pyramid Schemes | Yes | ||||
Types Of Credit Part 2 | Yes | ||||
Credit Cards | Yes | ||||
Phishing | Yes | ||||
Bernie Mandoff: The Biggest Ponzi Scheme | Yes | Yes | |||
Consequences of Gambling and the Lottery | Yes | ||||
Online Commerce | Yes | ||||
What is Interest? | Yes | ||||
INTRODUCTION TO EARNING INTEREST | Calculating Compound Interest: Future Value | Yes | Yes | ||
Short Story On How Mortgages Caused A Stock Market To Crash | Yes | ||||
Present Value | Yes | ||||
Annuity | Yes | ||||
Calculating Compound Interest: Principal/Present Value | Yes | Yes | |||
Calculating the Interest Rate Per Compounding Period | Yes | Yes | |||
Determining the Number of Compounding Periods | Yes | Yes | |||
Determine the Growth of Compound Interest at Various Rates Using Digital Tools |
Yes | Yes | |||
Determining the Effects of Changing the Conditions or Ordinary Simple Annuities |
Yes | Yes | |||
Solving Problems, That Involve the Amount, the Present Value, & the Regular Payment of an Ordinary Simple Annuity |
Yes | Yes | |||
BASICS OF BANKING | All About Banks | Yes | |||
Yes | |||||
Types of Financial Institutions Part 1 | Yes | ||||
Yes | |||||
Types Of Banks | Yes | ||||
Financial Intermediaries | Yes | Yes | |||
MANAGING YOUR BANK ACCOUNT | Checking Vs Savings Accounts - Bank Accounts | Yes | Yes | ||
Managing Your Bank Accounts | Yes | Yes | Yes | ||
Banking Services : Savings & Investing Services | Yes | ||||
PAYMENT METHODS | Payment Methods: Writing A Check | Yes | |||
Payment Methods: Other Payment Methods | Yes | Yes | |||
Banking Technology | Yes | ||||
BANKRUPTCY AND CREDIT COUNSELLING | What Is Bankruptcy | Yes | |||
What Is Credit Counselling | Yes | Yes | |||
CHARITY | Charities Vs. Not For Profits | Yes | |||
Yes | |||||
Giving Money to Charity (CAN) | Yes | ||||
Giving Money to Charity (USA) | Yes | ||||
REACH AHEAD GR12 MATH | RESP | Yes | |||
RRSP | Yes | ||||
TFSA | Yes |
View our brochure:
Outreach to Ontario Schools